If you love the perfect balance of fruity sweetness and creamy indulgence, you are going to fall head over heels for this Peaches and Cream Cheese Loaf Recipe. Picture a moist, tender loaf bursting with juicy pieces of fresh peaches and a luscious cream cheese swirl that’s just the right touch of richness. It’s a delightful treat that feels like summer in every bite but is comforting enough to enjoy year-round, whether for breakfast, an afternoon snack, or dessert. This easy-to-follow recipe combines simple pantry staples with fresh flavors for a truly unforgettable loaf.

Peaches and Cream Cheese Loaf Recipe - Recipe Image

Ingredients You’ll Need

Each ingredient in this Peaches and Cream Cheese Loaf Recipe is carefully chosen to create a beautiful harmony of flavor, texture, and color. From the warm spices to the fresh fruit and creamy filling, every component plays an essential role in making this loaf extra special.

  • 2 cups all-purpose flour: The foundation that provides structure and tenderness.
  • 1 ½ tsp baking powder: Helps the loaf rise to a perfect, fluffy texture.
  • ½ tsp baking soda: Adds a gentle lift and creates a soft crumb.
  • ½ tsp salt: Balances and enhances all the flavors.
  • 1 tsp ground cinnamon: Adds warm, cozy spice that pairs wonderfully with peaches.
  • ½ cup unsalted butter, softened: Brings richness and moistness to the batter.
  • ¾ cup granulated sugar: Sweetens the loaf just right without overpowering.
  • 2 large eggs: Bind everything together and add moisture.
  • 1 tsp vanilla extract: Infuses a lovely aroma and deep flavor.
  • ½ cup sour cream: Adds tang and keeps the loaf super tender.
  • 1 ½ cups fresh peaches, diced: The star fruit delivering juicy bursts of sweetness (canned peaches work too if fresh aren’t available).
  • ½ cup chopped pecans or walnuts (optional): Adds a delightful crunch and nutty depth.
  • 8 oz cream cheese, softened: The creamy core for the luscious swirl.
  • ¼ cup powdered sugar: Sweetens the cream cheese filling perfectly.
  • 1 tsp vanilla extract: Enhances the cream cheese mixture’s flavor.

How to Make Peaches and Cream Cheese Loaf Recipe

Step 1: Preheat and Prep

Start by preheating your oven to 350°F (175°C) and greasing a 9×5-inch loaf pan or lining it with parchment paper. This simple step sets the stage for a loaf that will easily release once baked and keep its shape beautifully.

Step 2: Prepare the Cream Cheese Swirl

In a medium bowl, beat the softened cream cheese with powdered sugar and vanilla extract until the mixture is smooth and creamy. This rich, dreamy filling will create the signature swirl inside your loaf that contrasts perfectly with the fruity batter.

Step 3: Mix the Dry Ingredients

Whisk together the all-purpose flour, baking powder, baking soda, salt, and ground cinnamon in a large bowl. This blend of dry ingredients helps the loaf rise while adding a hint of warm spice that complements the peaches beautifully.

Step 4: Cream Butter and Sugar, Add Eggs and Vanilla

In a separate bowl, use a mixer to beat the softened butter and granulated sugar until light and fluffy. This aeration is key for a tender crumb. Then, add the eggs one at a time, making sure each is fully incorporated before adding the next. Stir in the vanilla extract for a fragrant touch.

Step 5: Combine Wet and Dry Mixtures

Gradually add the dry ingredients to the butter mixture in batches, alternating with the sour cream. This alternating technique ensures the batter stays smooth and evenly mixed without overworking it, which keeps the loaf nice and tender.

Step 6: Fold in Peaches and Nuts

Gently fold in the diced peaches and optional chopped nuts. The peaches bring juicy sweetness and lovely color, while the nuts add a welcome crunch and nutty flavor that deepens every bite.

Step 7: Assemble the Loaf

Pour half of the batter into your prepared loaf pan. Then, drop spoonfuls of the cream cheese mixture on top, swirling it through using a knife or skewer to create those beautiful creamy pockets inside. Finally, add the remaining batter on top and smooth it out to prepare for baking.

Step 8: Bake to Perfection

Bake the loaf for 60 to 70 minutes, or until a toothpick inserted in the center comes out clean. If you notice the top is browning too quickly, tent the loaf loosely with foil to prevent burning while allowing the center to bake through.

Step 9: Cool and Enjoy

Allow the loaf to cool in the pan for about 10 minutes, then transfer it to a wire rack to cool completely. This cooling time helps the flavors to settle and ensures easier slicing without crumbling.

How to Serve Peaches and Cream Cheese Loaf Recipe

Peaches and Cream Cheese Loaf Recipe - Recipe Image

Garnishes

Fresh peaches sliced thinly and lightly dusted powdered sugar on top can turn the loaf into a stunning centerpiece. A sprig of mint adds a fresh, vibrant touch and perfect color contrast if you want an extra pop for presentation.

Side Dishes

Serve a slice alongside a dollop of whipped cream or vanilla yogurt for a richer snack. For breakfast, pair it with crispy bacon or a fresh fruit salad to balance the sweetness with savory and fresh elements.

Creative Ways to Present

Try turning leftover slices into French toast by dipping in egg batter and frying until golden, or cut the loaf into cubes to toss into a dessert trifle for an elegant layered treat. Even toasting slices lightly and spreading with a bit of butter can offer a simple yet satisfying variation.

Make Ahead and Storage

Storing Leftovers

Wrap any leftover loaf tightly in plastic wrap or store in an airtight container at room temperature for up to three days. This helps maintain the softness and prevents the loaf from drying out.

Freezing

If you want to keep your Peaches and Cream Cheese Loaf Recipe for longer, store it in an airtight freezer-safe container or wrap it securely with foil and freezer wrap. It will keep well for up to 3 months. Thaw overnight in the fridge before serving.

Reheating

To enjoy warm slices, gently reheat in a microwave for 20–30 seconds or toast lightly in a toaster oven. This revives the loaf’s moist texture and enhances the cream cheese’s creamy goodness.

FAQs

Can I use canned peaches instead of fresh?

Absolutely! Just make sure to drain canned peaches well to avoid excess moisture in the batter, which can affect the loaf’s texture. Fresh peaches add the best flavor, but canned works well too.

Is it possible to make this loaf gluten-free?

Yes, by substituting the all-purpose flour with a gluten-free flour blend that includes xanthan gum, you can make a delicious gluten-free version. Keep the other ingredients the same for equally tasty results.

Can I substitute sour cream with yogurt?

Yes, plain Greek yogurt is a wonderful substitute for sour cream and will keep the loaf moist with a subtle tang. Just use the same quantity to maintain the perfect texture.

How can I make the cream cheese swirl more pronounced?

Make sure the cream cheese filling is thick and well chilled before swirling it into the batter. Don’t mix it in too much; instead, use a knife or skewer gently to create visible swirls that make every slice special.

Can I add other fruits or nuts?

Definitely! Blueberries, raspberries, or chopped apples would also be fantastic additions. Walnuts or pecans work best for the nutty crunch, but feel free to experiment based on what you love.

Final Thoughts

This Peaches and Cream Cheese Loaf Recipe has quickly become one of my all-time favorites because it truly combines the best of fresh fruit and rich cream cheese in a way that feels both indulgent and wholesome. It’s so simple to make yet impressive enough to share with friends or family. I can’t wait for you to bake one yourself and savor every moist, tender bite filled with peachy goodness and that dreamy cream cheese swirl!

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Peaches and Cream Cheese Loaf Recipe

5 Stars 4 Stars 3 Stars 2 Stars 1 Star 4.4 from 51 reviews
  • Author: admin
  • Prep Time: 20 minutes
  • Cook Time: 65 minutes
  • Total Time: 1 hour 25 minutes
  • Yield: 8 servings
  • Category: Baking
  • Method: Baking
  • Cuisine: American

Description

This Peaches and Cream Cheese Loaf is a luscious, moist quick bread bursting with fresh peach flavor and a creamy swirled cream cheese center. Perfect for a sweet breakfast treat or an afternoon snack, it combines tender cake-like crumb with a delightful balance of cinnamon-spiced batter, juicy peaches, and a smooth, sweet cream cheese swirl. This homemade loaf offers the perfect comfort-food experience with a fruity twist.


Ingredients

Scale

Dry Ingredients

  • 2 cups all-purpose flour
  • 1 ½ tsp baking powder
  • ½ tsp baking soda
  • ½ tsp salt
  • 1 tsp ground cinnamon

Wet Ingredients

  • ½ cup unsalted butter, softened
  • ¾ cup granulated sugar
  • 2 large eggs
  • 1 tsp vanilla extract (for batter)
  • ½ cup sour cream
  • 1 ½ cups fresh peaches, diced (or canned, drained)
  • ½ cup chopped pecans or walnuts (optional)

Cream Cheese Swirl

  • 8 oz cream cheese, softened
  • ¼ cup powdered sugar
  • 1 tsp vanilla extract (for swirl)


Instructions

  1. Preheat the Oven: Preheat your oven to 350°F (175°C) and grease a 9×5-inch loaf pan or line it with parchment paper to prevent sticking and ensure easy removal.
  2. Prepare the Cream Cheese Swirl: In a medium bowl, beat the softened cream cheese with powdered sugar and 1 tsp vanilla extract until smooth and creamy. Set aside for later use.
  3. Make the Loaf Batter – Dry Ingredients: In a large bowl, whisk together the all-purpose flour, baking powder, baking soda, salt, and ground cinnamon to evenly distribute the leavening agents and spices.
  4. Make the Loaf Batter – Wet Ingredients: In a separate large bowl, cream the softened unsalted butter with granulated sugar until light and fluffy. Beat in the eggs one at a time, mixing well after each addition, then stir in 1 tsp vanilla extract to infuse flavor.
  5. Combine Wet and Dry: Gradually add the dry ingredient mixture to the butter and sugar mixture in batches, alternating with the sour cream, beginning and ending with the dry ingredients. Stir until just combined to avoid overmixing which could toughen the loaf.
  6. Add Peaches and Nuts: Gently fold in the diced fresh peaches and, if using, chopped pecans or walnuts, being careful not to crush the fruit pieces.
  7. Assemble the Loaf: Pour half of the batter into the prepared loaf pan, spreading it evenly.
  8. Add Cream Cheese Swirl: Spoon the prepared cream cheese mixture over the batter and use a knife or skewer to swirl it gently into the batter, creating a marbled effect.
  9. Top with Remaining Batter: Spoon the remaining batter over the cream cheese swirl and smooth the surface with a spatula for even baking.
  10. Bake: Bake in the preheated oven for 60-70 minutes, or until a toothpick inserted in the center comes out clean. If the top browns too quickly, cover loosely with aluminum foil to prevent over-browning while the loaf finishes baking.
  11. Cool and Serve: Allow the loaf to cool in the pan for about 10 minutes before removing it to a wire rack to cool completely. Slice and serve once fully cooled for best texture and flavor.

Notes

  • Use fresh ripe peaches for the best flavor, but canned peaches drained well are a convenient substitute.
  • The nuts are optional but add a nice texture and flavor contrast.
  • Do not overmix the batter to keep the loaf tender and moist.
  • Make sure cream cheese is well softened for a smooth swirl.
  • Allowing the loaf to cool completely before slicing helps to set the cream cheese swirl and prevents crumbling.
  • You can store leftovers wrapped in foil or an airtight container at room temperature for 2 days or refrigerate for up to a week.

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